US 12,177,211 B2
Techniques for peer entity account management
Vincent Pham, Champaign, IL (US); Reza Farivar, Champaign, IL (US); Jeremy Edward Goodsitt, Champaign, IL (US); Fardin Abdi Taghi Abad, Champaign, IL (US); Anh Truong, Champaign, IL (US); Kate Key, Effingham, IL (US); and Austin Grant Walters, Savoy, IL (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 12, 2023, as Appl. No. 18/221,218.
Application 18/221,218 is a continuation of application No. 17/479,664, filed on Sep. 20, 2021, granted, now 11,743,251.
Application 17/479,664 is a continuation of application No. 16/589,525, filed on Oct. 1, 2019, granted, now 11,146,548, issued on Oct. 12, 2021.
Application 16/589,525 is a continuation of application No. 16/244,569, filed on Jan. 10, 2019, granted, now 10,440,015, issued on Oct. 8, 2019.
Prior Publication US 2024/0163280 A1, May 16, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/00 (2006.01); G06Q 40/02 (2023.01); H04L 9/40 (2022.01)
CPC H04L 63/0853 (2013.01) [G06Q 40/02 (2013.01); H04L 63/0892 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computing device, comprising: at least one processor; and
at least one non-transitory storage media storing instructions, that, when executed by the at least one processor, cause the at least one processor to:
receive a request to designate a first user account as a safe authentication account for a second user account, the first user account and the second user account comprising peer accounts of users of a financial service provider, the safe authentication account permitted to unlock specified peer accounts of users of the financial service provider,
perform a peer management account analysis of the first user account to determine whether the first user account meets peer management account criteria, and
update, responsive to a determination that the first user account passes the peer management account analysis, account information for the second user account with the financial services provider to indicate that the first user account is the safe authentication account for the second user account.