US 11,854,107 B1
Systems and methods for providing notifications regarding data breaches
Daina DeBeaune, San Francisco, CA (US); Chirstiane Evans, San Francisco, CA (US); Bryan Kroll, San Mateo, CA (US); Jill Bagalso McNulty, San Francisco, CA (US); Gary Schilling, San Francisco, CA (US); and Paul Vittimberga, Oakland, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Nov. 28, 2022, as Appl. No. 18/070,212.
Application 18/070,212 is a continuation of application No. 16/181,068, filed on Nov. 5, 2018, granted, now 11,514,540.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 50/26 (2012.01); G06Q 20/10 (2012.01); G06F 21/57 (2013.01)
CPC G06Q 50/265 (2013.01) [G06Q 20/108 (2013.01); G06F 21/57 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
acquiring, by a provider computing system, information regarding a user enrolled in a breach notification service including information regarding a mobile wallet application of a user device of the user;
generating, by the provider computing system, one or more indicators of a data breach for an entity that stores one of transactional behavior data regarding the user or an indication of a transaction with the user in a past predefined time period;
determining, by the provider computing system, that the one or more indicators meet a threshold level for notifying the user of the data breach;
in response to determining that the one or more indicators meet the threshold level, generating, by the provider computing system, a first notification specific to the user regarding the data breach and including an option to scan transaction information of the user for suspected fraudulent activity at the entity;
providing, by the provider computing system, the first notification to the user during a log-in process associated with the provider computing system, the first notification being provided subsequent to an authorization of the user during the log-in process;
receiving, by the provider computing system, an indication from the user to exercise the option to scan the transaction information of the user for suspected fraudulent activity at the entity;
scanning, by the provider computing system, the transaction information;
determining, by the provider computing system, a suspected fraudulent transaction based on scanning the transaction information;
generating, by the provider computing system and in response to determining the suspected fraudulent transaction, a second notification specific to the user and the suspected fraudulent transaction, the second notification comprising a location and date of the suspected fraudulent transaction and a selectable option to indicate that the suspected fraudulent transaction is fraudulent;
providing, by the provider computing system, the second notification to the user during the log-in process associated with the provider computing system; and
in response to receiving an indication of a selection of the selectable option, i) deactivating, by the provider computing system, a payment card associated with the fraudulent transaction; ii) providing, by the provider computing system, a supplemental notification to the user regarding the fraudulent transaction; and iii) providing, by the provider computing system, a temporary virtual card to the mobile wallet application of the user device.