CPC H04L 63/0884 (2013.01) [H04L 63/0853 (2013.01); H04L 63/102 (2013.01); H04L 63/105 (2013.01)] | 20 Claims |
1. A system for identity (ID) verification and consent management for on-behalf-of transactions, the system comprising:
one or more processors; and
one or more computer-readable media storing computer-usable instructions that, when executed by the one or more processors, cause the one or more processors to:
generate a consent token for a principal user based on an authorization request message, the authorization request message comprising at least authentication credentials for the principal user;
add the consent token to an authenticated user queue, wherein the consent token is associated with the principal user by the authenticated user queue; and
initiate sending of the consent token to the principal user in response to receiving a message from an agent user indicating a selection of the principal user, wherein the consent token is provided from the authenticated user queue to a first user equipment (UE) of the principal user as a scannable code that when scanned by a second UE of the agent user generates an operating token to access one or more data servers on behalf of the principal user.
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