| CPC G06Q 20/4016 (2013.01) [G06F 21/31 (2013.01); G06N 20/00 (2019.01); G06Q 20/389 (2013.01); G06Q 20/401 (2013.01); H04L 63/08 (2013.01); H04L 63/107 (2013.01); H04W 12/00 (2013.01); H04W 12/06 (2013.01)] | 20 Claims |
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1. A method, comprising:
receiving, by a first device and from a second device, a real-time notification indicating that information of a user account stored in an information management platform are being modified,
wherein the real-time notification is associated with a first time stamp;
receiving, by the first device and from a third device, a request associated with a high-risk transaction involving the user account,
wherein the request is associated with a second time stamp;
determining, by the first device and based on a data model that has been trained with historical account data associated with a group of user accounts that include the user account, a risk score associated with a likelihood that the request is associated with a fraudulent transaction,
wherein the data model is trained to associate a set of risk scores, including the risk score, with a set of estimated time periods at which the high-risk transaction may be performed,
wherein the data model is trained to compare a time period, between the first time stamp and the second time stamp, and the set of estimated time periods to identify a particular time range associated with the set of estimated time periods, and
wherein the risk score is associated with the particular time range;
selecting, by the first device and based on the risk score, an authentication procedure from a plurality of authentication procedures; and
providing, by the first device, authentication instructions associated with the authentication procedure.
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