US 12,154,083 B2
Bank-based onboarding for merchant integration
Kaush Kumar, Vienna, VA (US); Jeffrey Rule, Chevy Chase, MD (US); and Jinlian Wang, Falls Church, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jan. 4, 2022, as Appl. No. 17/568,014.
Prior Publication US 2023/0214805 A1, Jul. 6, 2023
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/108 (2013.01) [G06Q 20/227 (2013.01); G06Q 20/409 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for entity integration, the computer-implemented method comprising:
receiving, by one or more computing devices and from a user device in response to input from a user of the user device, an electronic request to associate a first online account of the user with a second online account of the user, wherein the first online account is associated with a first entity, and wherein the second online account is associated with a second entity different from the first entity;
authenticating, based on an indication of an active login to the second online account enabled via credentials associated with the user and a determination that image data captured by the user device indicates the user, the user device to verify that an identity of the user is authentic;
identifying a match between a first user property of the first online account and a second user property of the second online account;
linking, based on the identified match between the first user property of the first online account and the second user property of the second online account, the first online account with the second online account;
facilitating, based on the linking the first online account with the second online account, a transaction associated with the user via the second online account; and
blocking, based on an indication of unauthorized access to the first online account received from the first entity, another transaction associated with the second online account.