US 12,483,419 B2
Apparatus and method for first value device verification
Kyle Noel Jackson, Elk Grove, CA (US); and Mark Gabriel Mislang, Sacramento, CA (US)
Filed by VYBE FINTECH LLC, Sacramento, CA (US)
Filed on Mar. 31, 2022, as Appl. No. 17/709,787.
Claims priority of provisional application 63/169,348, filed on Apr. 1, 2021.
Prior Publication US 2022/0321358 A1, Oct. 6, 2022
Int. Cl. H04L 9/32 (2006.01); H04L 9/08 (2006.01)
CPC H04L 9/3247 (2013.01) [H04L 9/083 (2013.01)] 20 Claims
OG exemplary drawing
 
1. An apparatus for first value device verification using machine-learning, the apparatus comprising:
at least a processor; and
a memory communicatively connected to the at least a processor, the memory containing instructions configuring the at least a processor to:
receive a first value request from a user on a user device;
acquire a device identifier of the user device as a function of the first value request, wherein acquiring the device identifier includes fingerprinting the user device as a function of at least a machine operation parameter and at least a field parameter of a communication from the user device, wherein the machine operation parameter comprises at least a clock speed and the field parameter comprises a session identifier;
receive a device authentication code corresponding to the device identifier;
confirm that the user owns the user device as a function of the device authentication code by:
transmitting the device authentication code to a third party who owns a device title of the user device; and
matching the device identifier to the device title of the user device to confirm the user owns the user device;
compute a first value, wherein computing the first value includes:
training a machine learning model on a training dataset comprising example first value quantifiers associated with example first values;
determining a plurality of first value quantifiers;
inputting the plurality of first value quantifiers into the machine learning model; and
receiving as an output from the machine learning model the first value; and
approve the first value, wherein the user communicates to the processor the user device is to be used for an initial deposit to a financial institution as a function of the approval of the first value.