US 12,483,403 B2
Intelligent method to orchestrate transactions on spatial computing internet-of-things (“IoT”) device on facial trust anchors and passkey
Shailendra Singh, Maharashtra (IN); and Saurabh Gupta, New Delhi (IN)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Apr. 4, 2024, as Appl. No. 18/626,401.
Prior Publication US 2025/0317288 A1, Oct. 9, 2025
Int. Cl. H04L 9/14 (2006.01); G06F 21/32 (2013.01)
CPC H04L 9/14 (2013.01) [G06F 21/32 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for processing and executing transactions using a spatial computing Internet-of-Things (“IoT”) device, the method comprising:
generating a map from mapping, using a light detection and ranging (“LiDAR”) analyzer, an environment surrounding a spatial computing IoT device;
scanning the map by using a facial biometric scanner, the facial biometric scanner being a part of the spatial computing IoT device;
identifying, from the scanning, an image of a face included in the map;
retrieving, from the scanning, user identifier information (“UII”) of the identified face;
dividing the image of the identified face into a plurality of pixels;
storing the UII in the plurality of pixels, one discrete bit of the UII stored in each pixel;
encrypting the UII into an encrypted UII algorithm, the encrypted UII algorithm stored as a public key;
transmitting, via an institution integration module located in the spatial computing IoT device, the public key to an entity computing system;
decoding, at the spatial computing IoT device, the public key into a plurality of numbers, each number in the plurality of numbers corresponding to a color included in a plurality of colors;
arranging each color over a discrete one of the plurality of pixels;
overlaying each color over each discrete pixel;
encrypting the overlayed colors into an encrypted facial biometric algorithm, the encrypted facial biometric algorithm stored as a private key;
converting the private key into a user trust score, the user trust score corresponding to the identified face;
verifying, by a threshold trust score, an authenticity of a user associated with the identified face, said verifying being based upon the user trust score; and
executing a transaction requested by a user associated with the spatial computing IoT device, said transaction associated with a user associated with the identified face, said executing using the private key and the public key as a dynamic passkey for the transaction.