| CPC G06Q 30/018 (2013.01) | 20 Claims |

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1. A method of estimating Scope 3 emissions, the method comprising:
generating embeddings based on enterprise financial transaction data, enterprise metadata, and crowd source data, wherein generating the embeddings comprises:
performing a tokenization operation on training data that has units of a first size and that represent the enterprise financial transaction data, the enterprise metadata, and the crowd source data, the tokenization operation dividing the training data into tokens having a second size that is less than the first size to generate the embeddings;
generating sector wise carbon-aware spatio-temporal weights indicative of an estimated level of Scope 3 emissions produced by a plurality of corresponding commodity sectors;
passing the embeddings and sector wise carbon-aware spatio-temporal weights through a pre-trained carbon-aware foundation model (FM) to generate predicted emissions data;
inputting the predicted emissions data into a carbon-aware loss function to compute a loss-function value (Le), the carbon-aware loss function defined using the carbon-aware weights for sectors, geography, and time period of transaction data, wherein the transaction data includes the enterprise financial transaction data, the enterprise metadata, and the crowd source data;
repeatedly training the pre-trained carbon-aware FM until the loss-function value (Lθ) is less than or equal to a target threshold (Th);
generating a carbon-aware natural language processing (NLP) foundation model (FM) that is trained according to the embeddings and the sector wise carbon-aware spatio-temporal weights in response to the loss-function value (Lθ) being less than or equal to a target threshold (Th);
inputting into the NLP FM user-generated data indicating at least one target commodity sector and spend data associated with the target commodity sector; and
outputting from the NLP FM an estimation of the Scope 3 emissions based on the least one target commodity sector and the spend data.
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