| CPC G06Q 20/40145 (2013.01) [G06F 21/32 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/386 (2020.05); G06Q 20/405 (2013.01)] | 12 Claims |
|
1. An secure financial transaction and electronic identification system comprising
a housing structure and a control circuit;
wherein the housing structure forms a protected space that contains the control circuit;
wherein the secure financial transaction and electronic identification system is a security architecture configured for use in a transaction;
wherein the secure financial transaction and electronic identification system provides interaction security protocols and identification validation protocols that: a) enable the completion of a transaction; while, b) maintaining the privacy of the parties to the transaction;
wherein the secure financial transaction and electronic identification system identifies that an authorized individual is using the secure financial transaction and electronic identification system;
wherein the secure financial transaction and electronic identification system securely stores information regarding one or more negotiable instruments accessible to the authorized individual;
wherein the secure financial transaction and electronic identification system securely transmits information regarding a selected negotiable instrument to a party who is participating in a transaction with the authorized individual;
wherein the housing structure forms a protective structure;
wherein the housing structure is maintained in the custody of the authorized individual;
wherein the housing structure contains the control circuit;
wherein the housing structure is formed with all apertures and form factors necessary to allow the housing structure to accommodate the use and operation of the control circuit;
wherein the housing structure is a mechanical structure;
wherein the housing structure comprises a major dimension, a minor dimension, and a center dimension;
wherein the major dimension is the span of the length of the major axis of the physical structure of the housing structure;
wherein the span of the length of the major dimension is roughly equal to the span of the length of the major axis of a credit card;
wherein the minor dimension is the span of the length of the minor axis of the physical structure of the housing structure;
wherein the span of the length of the minor dimension is roughly equal to the span of the length of the minor axis of a credit card;
wherein the span of the length of the center dimension is greater than the span of the length of the center axis of a credit card;
wherein the control circuit is an electric circuit structure;
wherein the control circuit collects information regarding the identification and the negotiable instruments of the authorized individual;
wherein the control circuit stores the collected information within the housing structure;
wherein the control circuit confirms the identity of the authorized individual and that the physical presence of the authorized individual is in the vicinity of the housing structure;
wherein the control circuit transmits a messaging facility to an appropriate authority that a transaction between the authorized individual and a participating party is about to occur;
wherein the control circuit enables the release of information regarding the negotiable instrument;
wherein the control circuit comprises a card circuit, an input circuit, and an RFID interrogation circuit;
wherein the input circuit forms a detachable electric connection with the card circuit;
wherein the RFID interrogation circuit communicates through an interrogation signal with the card circuit;
wherein the card circuit is an electric subcircuit of the control circuit;
wherein the card circuit performs the following functions of the control circuit:
a) the card circuit stores the collected information regarding the identity of the authorized individual and the negotiable instrument within the housing structure; b) the card circuit confirms the identity of the authorized individual and that the physical presence of the authorized individual is in the vicinity of the housing structure; c) the card circuit transmits a messaging facility to an appropriate authority that a transaction between the authorized individual and a participating party is about to occur; d) the card circuit enables the release of information regarding the negotiable instrument that will be used to support the transaction; and, e) the card circuit transmits the information regarding the negotiable instrument to the RFID interrogation circuit.
|