US 12,148,030 B1
Systems and methods for communications regarding loan collateral
Annette M. Best, Ashburn, VA (US); Donald Rosenthal, Evergreen, CO (US); Ferdinand T. Wang, Bethesda, MD (US); Gary M. Skinner, Frederick, MD (US); and Adrienne B. Lyne, Round Hill, VA (US)
Assigned to FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC), McLean, VA (US)
Filed by Federal Home Loan Mortgage Corporation, McLean, VA (US)
Filed on Apr. 18, 2023, as Appl. No. 18/302,309.
Application 18/302,309 is a continuation of application No. 17/199,620, filed on Mar. 12, 2021, granted, now 11,663,657.
Application 17/199,620 is a continuation of application No. 14/966,234, filed on Dec. 11, 2015, granted, now 10,963,958, issued on Mar. 30, 2021.
Claims priority of provisional application 62/090,810, filed on Dec. 11, 2014.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/03 (2023.01); H04L 67/10 (2022.01); H04W 68/00 (2009.01)
CPC G06Q 40/03 (2023.01) [H04L 67/10 (2013.01); H04W 68/005 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for communicating loan collateral information to a remote computing device of a remote lender, the system comprising:
a central server comprising:
a memory that stores instructions, a destination address for the remote computing device, and collateral identification information that was provided by the remote lender;
a transmitter; and
a processor, operably connected to the memory and the transmitter, that executes the instructions to perform operations comprising:
receiving collateral data from a collateral data source, wherein the collateral data is filtered based on the collateral identification information;
applying a set of collateral analysis rules to the filtered collateral data to identify a problem in the filtered collateral data, the applying the set of collateral analysis rules to the filtered collateral data further comprising:
accessing, from a remote data source, supplemental data related to the filtered collateral data, and
detecting one or more differences between the filtered collateral data and the supplemental data, the one or more differences exceeding discrepancy tolerances;
generating a notification including a description of the problem, a description of the filtered collateral data, and a navigation link to access more information from a source of problem information related to the filtered collateral data; and
transmitting, using the transmitter, the notification to the remote computing device based upon the destination address, the notification being in a format that is compatible with the remote computing device;
wherein the notification activates a collateral viewer application to cause the notification to display on the remote computing device and to enable a connection to the source of problem information via the navigation link to access more information.