US 12,148,018 B2
Systems and methods for post-acquisition assessment matching
Anthony Reynolds, Richmond, VA (US); Amitav Parida, Arlington Heights, IL (US); Daniel Kelly, Chicago, IL (US); and Jason Samuels, Ladera Ranch, CA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 21, 2023, as Appl. No. 18/338,483.
Application 18/338,483 is a continuation of application No. 17/097,747, filed on Nov. 13, 2020, granted, now 11,720,948.
Prior Publication US 2023/0334548 A1, Oct. 19, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/00 (2023.01); G06Q 30/0283 (2023.01); G06Q 30/0601 (2023.01)
CPC G06Q 30/0629 (2013.01) [G06Q 30/0283 (2013.01); G06Q 30/0635 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for post-purchase price matching, comprising:
receiving, via one or more processors, a funding request regarding settlement of a completed transaction involving an item purchased for a first price, the request received from a provider of the item and including transaction information associated with the completed transaction, the transaction information including an amount of the first price;
in response to receiving the transaction information, determining, based on the amount of the first price received with the transaction information, an identifier associated with the item;
with reference to the identifier associated with the item, accessing an Application Programming Interface (API) configured to determine whether the item is available for a second price;
in response to receiving, via the one or more processors and from the API, an indication that the item is available for the second price, comparing, via the one or more processors, the first price with the second price; and
in response to determining that the first price is higher than the second price based on the comparison:
adjusting, via the one or more processors, the first price based on the second price;
determining, via the one or more processors, a finalized amount for the completed transaction based on the adjusted first price for the item; and
causing, via the one or more processors, a settlement of the completed transaction based on the finalized amount to be transferred to the provider.