US 12,147,975 B1
Mobile wallet registration via ATM
Ashish B. Kurani, Hillsborough, CA (US); and Steven E. Puffer, Champlin, MN (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Feb. 3, 2021, as Appl. No. 17/166,500.
Application 17/166,500 is a continuation of application No. 15/432,692, filed on Feb. 14, 2017, granted, now 10,949,838.
Claims priority of provisional application 62/378,636, filed on Aug. 23, 2016.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/36 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01)
CPC G06Q 20/3672 (2013.01) [G06Q 20/1085 (2013.01); G06Q 20/3223 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
an automated teller machine (ATM) configured to:
initiate an authenticated session with a mobile device;
determine that a user is not currently registered for a first mobile wallet application;
display a prompt to the user to enroll in the first mobile wallet application in response to determining that the user is not currently registered for the first mobile wallet application;
present a user registration interface based upon a selection of the prompt from the user on the automated teller machine to register for the first mobile wallet application, the user registration interface including an input prompt to receive one or more user-provided settings from the user; and
in response to receiving the one or more user-provided settings via the user registration interface, transmit the one or more user-provided settings to a mobile wallet computing system to register the user and to create a mobile wallet account associated with the first mobile wallet application;
the mobile wallet computing system in communication with the automated teller machine, the mobile wallet computing system comprising:
a memory unit configured to store one or more user-provided settings associated with the mobile wallet account; and
a processing unit configured to:
register the user with the mobile wallet account for the first mobile wallet application, wherein to register the user the processing unit is configured to:
authorize the user based at least in part on user information received via the user registration interface;
create the mobile wallet account associated with the first mobile wallet application for the user; and
assign the one or more user-provided settings received via the user registration interface to the mobile wallet account;
register a mobile device associated with the user based on identifying information received from the mobile device to identify the mobile wallet account associated with the first mobile wallet application; and
provide the mobile device with mobile wallet data based on the one or more user-provided settings.