US 12,147,967 B2
Dynamic NFT-based frictionless transaction system
Maneesh Sethia, Telangana (IN)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Jul. 27, 2022, as Appl. No. 17/875,166.
Prior Publication US 2024/0037530 A1, Feb. 1, 2024
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/3224 (2013.01) [G06Q 20/389 (2013.01); G06Q 20/4014 (2013.01)] 20 Claims
OG exemplary drawing
 
1. An apparatus comprising:
a user interface;
a processor; and
non-transitory memory storing instructions that, when executed by the processor, cause the apparatus to:
capture biometric information of a user of the apparatus;
generate a non-fungible token (NFT) based on a combination of the biometric information, a geographic location and a time associated with the capture of the biometric information;
cause, at a distributed ledger system and based on creation of the NFT, generation of an entry in a distributed ledger associated with the user and comprising a new authorization block;
present, to the user via the user interface in response to addition of the new authorization block at the distributed ledger, a screen to enable a touchless transaction at a computing device in a vicinity of the apparatus, wherein proof of successful authentication of the user is presented to the user as the NFT via the user interface; and
initiate, via a communication network and based on user interaction with the screen via eye movements, the touchless transaction at the computing device.