US 12,476,951 B2
Delayed user authentication
Rahul Nair, Leander, TX (US)
Assigned to PayPal, Inc., San Jose, CA (US)
Filed by PayPal, Inc., San Jose, CA (US)
Filed on Mar. 19, 2024, as Appl. No. 18/610,164.
Application 18/610,164 is a continuation of application No. 18/123,983, filed on Mar. 21, 2023, granted, now 11,968,197.
Application 18/123,983 is a continuation of application No. 17/066,164, filed on Oct. 8, 2020, granted, now 11,611,544, issued on Mar. 21, 2023.
Prior Publication US 2024/0348590 A1, Oct. 17, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); H04L 51/046 (2022.01); H04W 4/14 (2009.01)
CPC H04L 63/08 (2013.01) [H04L 51/046 (2013.01); H04W 4/14 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a non-transitory memory; and
one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
receiving an indication of a request for service initiated by a user, wherein the request for service involves an authentication of the user, and wherein the authentication is dependent on an authentication challenge at a computing device of the user being successfully completed within a particular time period after the authentication is initiated;
upon receiving the indication of the request for service, making an initial determination regarding an authentication type to be initiated for authenticating the user; and
upon subsequently detecting engagement of the user, initiating the authentication of the user, within the particular time period, based on the engagement of the user and the authentication type.