US 12,141,863 B2
Systems and methods for online automobile purchasing
Christine Cox, South Huntington, NY (US); Eric D. Henley, Wilmington, DE (US); Jim J. Manelis, Phoenix, AZ (US); Ramanujam Chari, Dublin, OH (US); and Vinay R. Thykkutathil, Columbus, OH (US)
Assigned to JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed by JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed on Dec. 14, 2022, as Appl. No. 18/066,204.
Application 18/066,204 is a continuation of application No. 16/974,369, filed on Jun. 14, 2021, granted, now 11,538,104.
Application 16/974,369 is a continuation of application No. 15/921,849, filed on Mar. 15, 2018, granted, now 11,037,237, issued on Jun. 15, 2021.
Claims priority of provisional application 62/472,127, filed on Mar. 16, 2017.
Prior Publication US 2024/0078598 A1, Mar. 7, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/03 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0601 (2023.01)
CPC G06Q 40/03 (2023.01) [G06Q 30/0207 (2013.01); G06Q 30/0641 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a financial institution backend;
a dealer server comprising at least one computer processor and a tangibly disposed memory; and
a plurality of dealer electronic devices in communication with the dealer server;
the dealer server being configured to:
receive, over a network and from the financial institution backend, pre-approval for an automobile loan for a user, and loan documentation for the automobile loan;
present, on one of a plurality of dealer electronic devices, the loan documentation to the user;
receive, from the dealer electronic device, acceptance from the user of the loan documentation; and
communicate, over the network, the accepted loan documentation to the financial institution backend.