| CPC G06Q 30/0215 (2013.01) [G06Q 30/0207 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0234 (2013.01); G06Q 30/0241 (2013.01); G06Q 30/0253 (2013.01); G06Q 30/0267 (2013.01)] | 20 Claims |

|
1. A computer system comprising:
an open network interface configured to receive and transmit messages in an open network communication protocol;
a database having a memory in which wireless device account data for a plurality of wireless devices, sponsor account data for a plurality of sponsors, and wireless service provider data for a plurality of wireless service providers are stored; and
a computer having a processor and memory in which programmed instructions are stored, the processor operating the computer when the processor executes the programmed instructions to:
download an application program to the wireless devices associated with wireless account data stored in the database, the application program being configured to receive incentive offers identifying conditions for receiving credits from one or more of the sponsors having sponsor account data in the database; and
receive messages from sponsors having sponsor account data in the database that transfer money to an account associated with an operator of the computer system so that the sponsors having sponsor account data in the database have access to and contact with the wireless devices associated with the wireless account data stored in the database, the messages that transfer money to the account associated with the operator of the computer system being generated after the application program has been used to accept and perform the conditions identified by at least one incentive offer received by the application program.
|