CPC G06Q 20/4016 (2013.01) | 20 Claims |
1. A computerized tool for detecting and remediating anomalies in a remote deposit capture (RDC) computing system, the computerized tool comprising:
a database;
a processor communicatively coupled to the database; and
a memory communicatively coupled to the processor, the memory including instructions that are executable by the processor to cause the processor to:
communicate with the RDC system over a network;
receive from the RDC system, RDC transaction data for one or more RDC transactions initiated via the RDC system;
create a unique identifier comprising a combination of selected items of information extracted from a larger totality of the RDC transaction data received for each RDC transaction, and assign each unique identifier to a corresponding RDC transaction;
identify a likely location of a RDC system anomaly by determining that a RDC transaction is missing from a selected RDC system layer or component, wherein the determining includes comparing one or more unique identifiers represented in RDC transaction data received at the selected RDC system layer or component with one or more unique identifiers represented in RDC transaction data received at a RDC system layer or component that is upstream of the selected RDC system layer or component;
in response to determining that a RDC transaction is missing from the selected RDC system layer or component:
create a missing transaction record including at least information that identifies the selected RDC system layer or component from which the RDC transaction is missing;
store the missing transaction record in the database; and
assess, by a system anomaly assessment application of an assessment and remediation module, a subset of RDC system construction or operational parameters selected based on information from the missing transaction record, to determine one or more RDC system remediation actions; and
in response to determining the one or more RDC system remediation actions, execute, by a system anomaly remediation application of the assessment and remediation module, the one or more RDC system remediation actions on the RDC system.
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