US 12,141,320 B2
Secure permissioning of access to user accounts, including secure distribution of aggregated user account data
William Hockey, San Francisco, CA (US); Joy Zheng, San Francisco, CA (US); Baker Shogry, San Francisco, CA (US); and Michael Kelly, San Francisco, CA (US)
Assigned to Plaid Inc., San Francisco, CA (US)
Filed by Plaid Inc., San Francisco, CA (US)
Filed on Aug. 31, 2023, as Appl. No. 18/240,911.
Application 18/240,911 is a continuation of application No. 17/395,900, filed on Aug. 6, 2021, granted, now 11,803,660.
Application 17/395,900 is a continuation of application No. 16/384,810, filed on Apr. 15, 2019, granted, now 11,120,158, issued on Sep. 14, 2021.
Claims priority of provisional application 62/657,377, filed on Apr. 13, 2018.
Prior Publication US 2023/0418974 A1, Dec. 28, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); G06F 21/31 (2013.01); G06F 21/62 (2013.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01); G06Q 40/12 (2023.01)
CPC G06F 21/6245 (2013.01) [G06F 21/31 (2013.01); G06Q 20/3221 (2013.01); G06Q 40/02 (2013.01); G06Q 40/12 (2013.12); G06Q 40/125 (2013.12); H04L 63/0853 (2013.01); H04L 63/102 (2013.01); G06F 2221/2141 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
generating, by a device and based on information, a report associated with an account;
receiving, by the device and from a first third-party system, a request for the report;
generating, by the device, a token associated with the report;
sharing, by the device and in response to the request, the token with the first third-party system; and
providing, by the device and to the first third-party system, account access to the report based on the token,
wherein the token can be shared with a second third-party system and used by the second third-party system in order to verify authenticity of the report and to verify integrity of the report.