| CPC C08L 31/04 (2013.01) [C08K 5/053 (2013.01); C08K 5/092 (2013.01); C08K 5/17 (2013.01); C08L 29/04 (2013.01); C08L 33/02 (2013.01); D04H 1/4218 (2013.01); D04H 1/587 (2013.01); D04H 1/64 (2013.01)] | 17 Claims | 

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               1. An aqueous binder composition comprising: 
            a long-chain polyol having at least two hydroxyl groups and a number average molecular weight of at least 2,000 Daltons; 
                at least 70 wt. % of a polymeric cross-linking agent comprising at least two carboxylic acid groups; and 
                a short-chain polyol having at least two hydroxyl groups and a number average molecular weight less than 2,000 Daltons; 
                wherein the cross-linking agent is free of a monomeric carboxylic acid, 
                wherein a ratio of long-chain polyol to short-chain polyol is from 0.1/0.9 to 0.9/0.1, and wherein the wt. % is based on the total solids content of the aqueous binder composition. 
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