US 12,470,530 B2
System and method for securing financial entity networks
Aniket Beedikar, Charlotte, NC (US); Tyler Burns, Charlotte, NC (US); Endya Kershaw, Charlotte, NC (US); Jinwoo Lim, Charlotte, NC (US); and Henry Truong, Charlotte, NC (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Sep. 8, 2023, as Appl. No. 18/463,605.
Prior Publication US 2025/0088492 A1, Mar. 13, 2025
Int. Cl. H04L 29/06 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01)
CPC H04L 63/0442 (2013.01) [H04L 9/3236 (2013.01); H04L 63/067 (2013.01); H04L 63/08 (2013.01); G06Q 2220/00 (2013.01)] 19 Claims
OG exemplary drawing
 
1. A system for securing financial entity networks comprising:
one or more hardware processors; and
at least one memory storing instructions that cause the one or more hardware processors to perform operations comprising:
receiving, from a first entity of a financial entity network, a first data request to obtain a private data of a second entity of the financial entity network;
authenticating the first data request;
retrieving, from a data repository, an encrypted private data when the first data request is successfully authenticated;
creating, via a dynamic key exchange system, a first single use key;
providing the first single use key to the first entity of the financial entity network;
receiving, from the first entity of the financial entity network, a different second data request to obtain the private data that was requested by the first data request;
authenticating the second data request sent from the first entity of the financial entity network based on security information associated with the first single use key; and
providing a second encrypted private data to the first entity of the financial entity network when the second data request is successfully authenticated, wherein the second encrypted data is decrypted using the first single use key such that the first single use key cannot be intercepted and re-used by an attacker in future data requests.