US 12,469,022 B2
Systems and methods for sharing a virtual card
Jeremy Goodsitt, Champaign, IL (US); Galen Rafferty, Mahomet, IL (US); Anh Truong, Champaign, IL (US); Brian Barr, Schenectady, NY (US); Grant Eden, San Francisco, CA (US); Samuel Sharpe, Cambridge, MA (US); and Austin Walters, Columbia, TN (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Nov. 10, 2023, as Appl. No. 18/506,178.
Prior Publication US 2025/0156842 A1, May 15, 2025
Int. Cl. G06Q 20/34 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/351 (2013.01) [G06Q 20/227 (2013.01); G06Q 20/405 (2013.01)] 12 Claims
OG exemplary drawing
 
1. A financial transaction card comprising:
one or more antennas;
one or more processors;
memory in communication with the one or more processors and storing instructions that are configured to cause the card to:
receive, via the one or more antennas from a first user device associated with a same account as the card, first gesture data associated with physically moving the card to within a first proximity distance of the first user device;
determine whether the first gesture data matches stored gesture data associated with a first stored gesture of one or more stored gestures, the stored gesture data stored in the memory of the card;
subsequent to determining that the first gesture data matches the first stored gesture:
receive, via the one or more antennas from the first user device, configuration information relating to predebited virtual card information associated with the same account as the card and a second stored gesture;
store the predebited virtual card information and the second stored gesture in the memory of the card;
receive, via the one or more antennas, second gesture data from a second user device, the second gesture data associated with physically moving the card to within a second proximity distance of the second user device;
determine whether the second gesture data matches the stored gesture data associated with the second stored gesture of the one or more stored gestures; and
responsive to determining that the second gesture data matches the second stored gesture:
transmit, to the second user device via the one or more antennas, the predebited virtual card information based on the received configuration information.