US 12,137,102 B2
Methods and systems for authentication for high-risk communications
Nathaniel McKinnon, Henrico, VA (US); and Jeremy Phillips, Brooklyn, NY (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on May 12, 2023, as Appl. No. 18/316,569.
Application 18/316,569 is a continuation of application No. 17/083,161, filed on Oct. 28, 2020, granted, now 11,689,538.
Prior Publication US 2023/0283616 A1, Sep. 7, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/06 (2006.01); G06F 16/23 (2019.01); G06F 16/28 (2019.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01)
CPC H04L 63/105 (2013.01) [G06F 16/2379 (2019.01); G06F 16/285 (2019.01); H04L 9/3226 (2013.01); H04L 63/1433 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for authenticating interactions, the method comprising:
receiving a request to approve an interaction initiated by a first device associated with a user;
causing a notification to be displayed by the first device to prompt an authentication interaction between a second device associated with the user and a remote authentication system;
monitoring interaction data from an interaction network for authentication interaction information generated from the prompted authentication interaction;
identifying, from the monitored interaction data, the authentication interaction information, the authentication interaction information including a coded sequence generated by the remote authentication system based at least in part on the second device;
determining the coded sequence in the authentication interaction information matches an expected coded sequence, the match indicating the second device is authentic; and
approving the interaction based on the determined match.