US 12,136,123 B2
Systems and methods for data monitoring
Nimit Sharma, Brambleton, VA (US); Olivia Lewis Broeker, Arlington Heights, IL (US); Sripriya Tenepalli, Falls Church, VA (US); Bonnie Vig, San Francisco, CA (US); and Alex Wu, Diamond Bar, CA (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Oct. 4, 2022, as Appl. No. 17/959,567.
Prior Publication US 2024/0112257 A1, Apr. 4, 2024
Int. Cl. G06Q 40/00 (2023.01); G06F 3/0481 (2022.01); G06Q 40/03 (2023.01)
CPC G06Q 40/03 (2023.01) [G06F 3/0481 (2013.01)] 9 Claims
OG exemplary drawing
 
1. A system, comprising:
one or more processors; and
a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
receive data associated with creditworthiness of a user;
determine a rating corresponding to the user based on the received data;
dynamically generate a score by aggregating the rating and a second rating respectively associated with each of one or more additional users;
generate a graphical user interface (GUI) configured to dynamically display the score;
determine whether the score satisfies a first threshold;
responsive to determining the score satisfies the first threshold, cause a user device to display, via the GUI, the score in a first format;
responsive to determining the score does not satisfy the first threshold:
determine whether the score satisfies a second threshold;
responsive to determining the score satisfies the second threshold:
modify the GUI to generate a first modified GUI by re-formatting the score into a second format; and
cause the user device to display the first modified GUI; and
responsive to determining the score does not satisfy the second threshold:
determine whether the score satisfies a third threshold;
responsive to determining the score satisfies the third threshold:
 modify the GUI to generate a second modified GUI by re-formatting the score into a third format; and
 cause the user device to display the second modified GUI; and
responsive to determining the score does not satisfy the third threshold:
 modify the GUI to generate a third modified GUI by re-formatting the score into a fourth format; and
 cause the user device to display the third modified GUI.