US 12,463,967 B2
System and method to perform light-based data exchange operations
Durga Prasad Kutthumolu, Hyderabad (IN); Anurajam Rajagopalan, Chennai (IN); and Subburathinam Krishnan, Chennai (IN)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Mar. 4, 2024, as Appl. No. 18/594,599.
Prior Publication US 2025/0279997 A1, Sep. 4, 2025
Int. Cl. H04L 9/40 (2022.01)
CPC H04L 63/0861 (2013.01) [H04L 63/083 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a memory operable to store:
one or more user profiles, each user profile comprising information about at least one user entitled to trigger one or more data exchange operations in a decentralized network; and
at least one processor communicatively coupled to the memory and configured to:
receive a first code-based data exchange request from a first user, the first code-based data exchange request comprising first user information associated with a first user profile and first data exchange information representative of a first data exchange operation;
in response to receiving the first code-based data exchange request, trigger a first request for a first retinal scan of the first user;
receive a first result of the first retinal scan of the first user, the first result comprising second user information;
in response to receiving the first result of the first retinal scan of the first user, determine whether the first user information and the second user information are associated with the first user profile;
in response to determining that the first user information and the second user information are associated with the first user profile, determine that the first code-based data exchange request is authentic;
convert the first code-based data exchange request to a first light-based data exchange request;
generate a first light-guided contract based on the first light-based data exchange request, the first light-guided contract indicating that the first user associated with the first user profile is entitled to trigger the first data exchange operation;
generate a first light-based token to initiate the first data exchange operation with the decentralized network; and
transmit the first light-based token to the decentralized network.