| CPC H01G 4/33 (2013.01) [H01G 4/005 (2013.01); H01G 4/1272 (2013.01); H01G 4/252 (2013.01); H05K 1/185 (2013.01)] | 20 Claims |

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1. An embeddable capacitor comprising:
a substrate comprising a semiconductor material;
a conductive layer formed over the substrate;
an intervening layer between the substrate and the conductive layer, wherein the intervening layer comprises one or more of an oxide layer and an insulator layer;
a plurality of distinct coplanar upper terminals formed over the conductive layer;
a lower terminal formed over a lower surface of the substrate opposite the top surface of the substrate;
wherein each of the plurality of distinct coplanar upper terminals has a maximum width, a surface area, and a thickness normal to the maximum width, wherein a ratio of the maximum width to the thickness is greater than about 80:1 and a ratio of a cumulative surface area of all the upper terminals to a surface area of the substrate is in a range from about 0.6:1 to about 0.99:1.
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