US 12,462,644 B2
Funding gaming establishment account with external account payment instrument
Jeffery Shepherd, Reno, NV (US); and Kevin Higgins, Reno, NV (US)
Assigned to IGT, Las Vegas, NV (US)
Filed by IGT, Las Vegas, NV (US)
Filed on Dec. 14, 2022, as Appl. No. 18/081,380.
Prior Publication US 2024/0203203 A1, Jun. 20, 2024
Int. Cl. G07F 17/32 (2006.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01)
CPC G07F 17/3241 (2013.01) [G06Q 20/105 (2013.01); G06Q 20/4016 (2013.01); G07F 17/3223 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
a processor, and
a memory device that stores a plurality of instructions that, when executed by the processor responsive to a debit card initiated request to transfer an amount of funds to a gaming establishment account from an external account associated with a debit card, cause the processor to:
communicate, to a first server of a first financial institution, data associated with the amount of funds and data associated with the external account, wherein the external account is maintained in association with the first financial institution independent of any gaming establishment, and
responsive to the first server of the first financial institution communicating an approval of the debit card initiated request to a second server of a second financial institution that maintains a backing financial institution account associated with a gaming establishment, cause a transfer of the amount of funds from the backing financial institution account associated with the gaming establishment to the gaming establishment account.