US 12,462,310 B2
Dynamic auto insurance policy quote creation based on tracked user data
Scott T. Christensen, Salem, OR (US); Gregory L. Hayward, Bloomington, IL (US); Christopher E. Gay, Dallas, TX (US); Steven Cielocha, Bloomington, IL (US); and Todd Binion, Bloomington, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Mar. 27, 2024, as Appl. No. 18/618,863.
Application 18/618,863 is a continuation of application No. 17/701,829, filed on Mar. 23, 2022, granted, now 12,002,104.
Application 17/701,829 is a continuation of application No. 15/966,070, filed on Apr. 30, 2018, granted, now 11,315,189, issued on Apr. 26, 2022.
Application 15/966,070 is a continuation of application No. 14/795,369, filed on Jul. 9, 2015, granted, now 10,013,719, issued on Jul. 3, 2018.
Application 14/795,369 is a continuation of application No. 14/203,338, filed on Mar. 10, 2014, granted, now 9,141,996, issued on Sep. 22, 2015.
Claims priority of provisional application 61/775,652, filed on Mar. 10, 2013.
Prior Publication US 2024/0242291 A1, Jul. 18, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); B60C 1/00 (2006.01); B60Q 1/00 (2006.01); B60R 25/20 (2013.01); G06Q 10/0635 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/00 (2023.01); G07C 5/00 (2006.01); G08G 1/0968 (2006.01); H04W 4/40 (2018.01)
CPC G06Q 40/08 (2013.01) [B60C 1/00 (2013.01); B60Q 1/00 (2013.01); B60R 25/20 (2013.01); G06Q 10/0635 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0208 (2013.01); G06Q 40/00 (2013.01); G07C 5/00 (2013.01); G07C 5/008 (2013.01); G08G 1/096838 (2013.01); H04W 4/40 (2018.02)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method for creating one or more new insurance policy quotes for a customer associated with a customer vehicle, the computer-implemented method comprising:
tracking, by a mobile computing device in conjunction with one or more sensors, a particular type of usage data of the customer vehicle based on a coverage type, of a plurality of coverage types, for the customer vehicle, wherein a first type of usage data is tracked for a first coverage type and a second type of usage data is tracked for a second coverage type, the first type of usage data being distinct from the second type of usage data;
transmitting, by the mobile computing device to a computing device, the particular type of usage data;
receiving, by the mobile computing device from the computing device, one or more insurance policy quotes corresponding to the coverage type for the customer vehicle, wherein the one or more insurance policy quotes are generated by the computing device based upon at least the particular type of usage data; and
displaying, by the mobile computing device, the one or more insurance policy quotes in a user interface of the mobile computing device.