US 12,462,307 B2
Systems and methods for communicating with an electric vehicle
David W. Thurber, Sherman, IL (US)
Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US)
Filed on Jun. 7, 2023, as Appl. No. 18/206,906.
Application 18/206,906 is a continuation of application No. 16/867,101, filed on May 5, 2020, granted, now 11,748,816.
Application 16/867,101 is a continuation of application No. 14/839,002, filed on Aug. 28, 2015, granted, now 11,170,446, issued on Nov. 9, 2021.
Claims priority of provisional application 62/069,693, filed on Oct. 28, 2014.
Prior Publication US 2023/0334581 A1, Oct. 19, 2023
Int. Cl. G06Q 40/08 (2012.01); B60L 53/00 (2019.01)
CPC G06Q 40/08 (2013.01) [B60L 53/00 (2019.02)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method of communicating data with an electric vehicle, the method comprising:
collecting, at or via one or more vehicle-mounted processors, data associated with use of the electric vehicle;
analyzing, at or via the one or more vehicle-mounted processors and according to insurance related data stored at the electric vehicle, the collected data, wherein the insurance related data comprises a likelihood of incurring a recognizable loss under a vehicle insurance policy;
generating, at or via the one or more vehicle-mounted processors, one or more risk indicators associated with the use of the electric vehicle based at least partly on the analysis of the collected data;
determining, at or via the one or more vehicle-mounted processors, that the electric vehicle is connected to an electrical grid for charging a battery included in the electric vehicle;
receiving, at the electric vehicle, at least one signal requesting the electric vehicle to transmit the one or more risk indicators over the electrical grid; and
transmitting, the one or more risk indicators with, or from, a communication unit, and/or under the direction or control of the one or more vehicle-mounted processors, over the electrical grid to one or more remote computer systems when the electric vehicle is connected to the electrical grid for charging the battery, wherein the transmission of the one or more risk indicators is triggered or caused by, or conditioned upon, at least in part, the determination that the electric vehicle is connected to the electrical grid for charging the battery.