US 12,462,284 B2
Terminal and user interface methods for facilitating transactions
Michel Coutu, Montreal (CA)
Filed by Access Credit Leasing Inc., Saint-Jean-sur-Richelieu (CA)
Filed on Oct. 28, 2022, as Appl. No. 17/976,616.
Prior Publication US 2024/0144332 A1, May 2, 2024
Int. Cl. G06Q 30/0601 (2023.01); G06Q 20/20 (2012.01)
CPC G06Q 30/0601 (2013.01) [G06Q 20/206 (2013.01); G06Q 30/0609 (2013.01); G06Q 30/0641 (2013.01)] 24 Claims
OG exemplary drawing
 
1. An interactive terminal, comprising:
a camera for taking images of a user of the interactive terminal;
a document capture system for receiving identity documentation from the user;
an input-output interface to allow the user to enter information;
a display;
a loudspeaker;
a volume control for allowing the user to adjust the volume of audio but preventing the audio from being inaudible;
a network interface configured for communication with a remote computing entity; and
a processing entity operatively coupled to the camera, the document capture system, the input-output interface, the display, the loudspeaker and the network interface, configured for:
transmitting a document captured by the document capture system to a remote server via the network interface;
guiding the user through a transaction sequence, the transaction sequence including steps during which the user provides requested input via the input-output interface and steps during which the interactive terminal provides the user with audiovisual playback via the display and the loudspeaker;
taking in-progress images of the user with the camera during the transaction sequence, the in-progress images used for validation of continued physical proximity of the user to the interactive terminal during the transaction sequence; and
in response to the validation being successful, proceeding to digital signing of documents via the input-output interface to complete the transaction.