US 12,462,258 B1
Touchless authentication method and system
Bryan J. Osterkamp, New Braunfels, TX (US); Will Kerns Maney, Jr., San Antonio, TX (US); Andre Rene Buentello, San Antonio, TX (US); Mark Paxman Warnick, San Antonio, TX (US); Jose L. Romero, Jr., San Antonio, TX (US); Oscar Roberto Tijerina, San Antonio, TX (US); Sean Carl Mitchem, San Antonio, TX (US); Timothy Blair Chalmers, San Antonio, TX (US); Ruthie D. Lyle, Durham, NC (US); and Mitzi Ruiz, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by UIPCO, LLC, San Antonio, TX (US)
Filed on Jun. 27, 2024, as Appl. No. 18/755,923.
Application 18/755,923 is a continuation of application No. 18/164,245, filed on Feb. 3, 2023, granted, now 12,056,705.
Application 18/164,245 is a continuation of application No. 17/104,431, filed on Nov. 25, 2020, granted, now 11,610,204, issued on Mar. 21, 2023.
Claims priority of provisional application 62/941,227, filed on Nov. 27, 2019.
Int. Cl. G06Q 20/40 (2012.01); G06F 21/32 (2013.01); G06Q 20/38 (2012.01)
CPC G06Q 20/40145 (2013.01) [G06F 21/32 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40155 (2020.05)] 20 Claims
OG exemplary drawing
 
1. A method for authenticating an identity of an individual, the method comprising:
detecting perturbations in a WIFI signal broadcast from a first WIFI enabled device to a second WIFI enabled device caused by a first user passing through a sensor zone maintained between the first WIFI enabled device and the second WIFI enabled device, the perturbations unique to the first user;
using the detected perturbations to generate a biometric signal comprising a set of features for the first user;
comparing the set of features for the first user to previously captured feature sets of the first user;
verifying an identity of the first user based upon a match between the set of features and the previously captured feature sets; and
authenticating the first user for access to financial resources without further action or presentation of credentials by the first user.