US 12,462,244 B1
Transaction card systems and methods for managing transaction outputs
Jennifer Anne Scamardo, Frisco, TX (US); Bradford James Kupka, Richardson, TX (US); Brett Andrew Walker, Plano, TX (US); Dwayne Phillip Wilson, Crossroads, TX (US); Patrick Emmanuel Gaston, Frisco, TX (US); Timothy Benjamin Czerlinsky, Dallas, TX (US); and Kabita Bhandari, Frisco, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on May 31, 2022, as Appl. No. 17/804,728.
Int. Cl. G06Q 30/00 (2023.01); G06Q 20/34 (2012.01)
CPC G06Q 20/34 (2013.01) 20 Claims
OG exemplary drawing
 
10. A method, comprising:
storing card information for a plurality of cards in a first memory of a transaction card;
determining a financial offering associated with each card of the plurality of cards;
selecting an individual card of the plurality of cards based on the individual card having a largest financial offering available for a vendor and a recency of a statement period ending relative to other cards of the plurality of cards;
storing the card information of the selected individual card in a second memory of the transaction card;
displaying an indication of the selected individual card and a respective financial offering on a display of the transaction card;
retrieving authorization data associated with the selected individual card to execute a next transaction, wherein the authorization data comprises an authorization code;
storing the authorization data on the second memory of the transaction card; and
automatically outputting the authorization data via the second memory to a terminal at the next transaction.