US 12,462,212 B1
System and method for incentivizing task performance using token-based authentication of electronic transactions
Mark Paxman Warnick, San Antonio, TX (US); Will Kerns Maney, Jr., New York City, NY (US); Elena Marie Carrasco, Converse, TX (US); Ravi Durairaj, San Antonio, TX (US); Donald Nathaniel Holloway, III, San Antonio, TX (US); Roberto Virgillio Jolliffe, San Antonio, TX (US); Surender Kumar, Palatine, IL (US); Jeanie Graciela Lopez, San Antonio, TX (US); Ivan Ortiz, Little Elm, TX (US); Nathan Lee Post, Rockport, TX (US); Nolan Serrao, Plano, TX (US); and David Michael Schlittler, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by UIPCO, LLC, San Antonio, TX (US)
Filed on May 31, 2023, as Appl. No. 18/326,523.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 10/0639 (2023.01); G06Q 10/06 (2023.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G16Y 20/40 (2020.01)
CPC G06Q 10/06398 (2013.01) [G06Q 10/06 (2013.01); G06Q 10/0639 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/401 (2013.01); G16Y 20/40 (2020.01)] 20 Claims
OG exemplary drawing
 
1. A method of incentivizing task performance, the method comprising:
receiving, via an application for a task management system, a selection of a first task by a first user;
automatically activating, in response to receiving the selection, a first sensor device to monitor performance of the first task;
receiving, at the task management system, first sensor data including a first image from the first sensor device;
verifying, at the task management system, completion of the first task based on the first sensor data, including: identifying using natural language processing techniques first text in the first image, determining the first text includes a question, receiving from the first sensor device a second image, identifying using the natural language processing techniques, second text in the second image, and determining the second text represents an effort to respond to the question;
automatically deactivating the first sensor device in response to verifying completion of the first task;
determining, at the task management system, that the first task is associated with a first token reward quantity;
automatically generating, in response to verifying the completion of the first task, a first number of electronic tokens equivalent to the first token reward quantity;
adding the first number of electronic tokens to an electronic wallet for the first user;
receiving, via the application, a request for authenticating a payment of an electronic transaction;
determining, at the task management system, authentication of the payment is contingent on an exchange with a second number of tokens;
presenting, via the application, a request for the first user to approve an exchange of the second number of tokens available in the electronic wallet for the authentication of the payment;
receiving, via the application and at the task management system, an approval of the exchange;
authenticating, via the task management system, the payment and thereby enabling merchant processing of the electronic transaction; and
providing to the first user, by the task management system and at a first computing device, a message indicating the payment has been authenticated.