US 12,131,370 B2
System and method for receiving data at a merchant device from a user device over a wireless link
Thomas M. Isaacson, Huntingtown, MD (US); and Ryan Connell Durham, Anchorage, AK (US)
Assigned to MONTICELLO ENTERPRISES LLC, Huntingtown, MD (US)
Filed by Monticello Enterprises LLC, Huntingtown, MD (US)
Filed on Jan. 26, 2024, as Appl. No. 18/423,806.
Application 18/423,806 is a continuation of application No. 17/963,586, filed on Oct. 11, 2022, granted, now 12,045,868.
Application 17/963,586 is a continuation of application No. 17/588,931, filed on Jan. 31, 2022, granted, now 11,468,497.
Application 17/588,931 is a continuation of application No. 17/179,776, filed on Feb. 19, 2021, granted, now 11,669,884.
Application 17/179,776 is a continuation of application No. 16/884,416, filed on Jul. 14, 2020, granted, now 11,080,777.
Application 16/884,416 is a continuation of application No. 16/849,219, filed on Apr. 15, 2020, granted, now 10,825,079.
Application 16/849,219 is a continuation of application No. 16/801,513, filed on Feb. 26, 2020, granted, now 10,769,717.
Application 16/849,219 is a continuation of application No. 16/721,970, filed on Dec. 20, 2019, granted, now 10,650,441.
Application 16/801,513 is a continuation of application No. 16/675,341, filed on Nov. 6, 2019, granted, now 10,650,443.
Application 16/721,970 is a continuation of application No. 16/573,411, filed on Sep. 17, 2019, granted, now 11,244,377.
Application 16/675,341 is a continuation of application No. 16/573,411, filed on Sep. 17, 2019, granted, now 11,244,377.
Application 16/573,411 is a continuation of application No. 16/445,297, filed on Jun. 19, 2019, granted, now 10,511,580.
Application 16/445,297 is a continuation of application No. 16/279,685, filed on Feb. 19, 2019, granted, now 10,643,266.
Application 16/279,685 is a continuation in part of application No. 16/126,541, filed on Sep. 10, 2018, granted, now 10,832,310.
Application 16/126,541 is a continuation in part of application No. 15/947,395, filed on Apr. 6, 2018, granted, now 10,152,756.
Application 15/947,395 is a continuation in part of application No. 15/720,878, filed on Sep. 29, 2017, granted, now 10,497,037.
Application 15/720,878 is a continuation in part of application No. 15/263,057, filed on Sep. 12, 2016, granted, now 9,824,408.
Application 15/263,057 is a continuation of application No. 15/018,954, filed on Feb. 9, 2016, granted, now 9,734,526.
Application 15/018,954 is a continuation of application No. 14/853,579, filed on Sep. 14, 2015, granted, now 9,396,491.
Application 14/853,579 is a continuation of application No. 14/822,368, filed on Aug. 10, 2015, granted, now 9,292,871.
Application 14/822,368 is a continuation of application No. 14/672,876, filed on Mar. 30, 2015, granted, now 9,361,638.
Application 14/672,876 is a continuation in part of application No. 14/230,864, filed on Mar. 31, 2014, granted, now 9,430,794.
Claims priority of provisional application 61/973,287, filed on Apr. 1, 2014.
Claims priority of provisional application 61/972,834, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,890, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,865, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,878, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,861, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,843, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,848, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,892, filed on Mar. 31, 2014.
Claims priority of provisional application 61/972,879, filed on Mar. 31, 2014.
Prior Publication US 2024/0161173 A1, May 16, 2024
Int. Cl. G06Q 30/00 (2023.01); G06Q 20/40 (2012.01); G06Q 30/0601 (2023.01)
CPC G06Q 30/0633 (2013.01) [G06Q 20/401 (2013.01); G06Q 30/0625 (2013.01); G06Q 30/0635 (2013.01); G06Q 30/0641 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computing device used to process payments for purchases, the computing device comprising:
a processor; and
a computer-readable storage device storing instructions which, when executed by the processor, cause the processor to perform operations comprising:
establishing a communication between the computing device and a user device via a wireless link between the user device and the computing device, the communication being associated with a purchase by a user and being initiated in connection with the purchase, wherein the computing device is configured to initiate access to a database of a third party separate from an entity operating the computing device, and wherein the database stores financial data associated with the user;
receiving, via the wireless link, from the user device and at the computing device, user payment data to make the purchase, wherein the user payment data is obtained based on: (1) initiating, without opening by the user of a payment application on the user device by interacting with an object representing the payment application, a payment process; (2) retrieving, based on the communication via the wireless link, the user payment data from a memory of the user device; (3) providing, as part of the payment process and based on the communication, an indication on a display of the user device regarding a status of the payment process; and (4) transmitting, according to a protocol for communicating the user payment data to the computing device via the wireless link, the user payment data to the computing device;
receiving, at the computing device and from the database, a response related to the purchase based on the financial data associated with the user; and
transmitting, to the user device and via the wireless link, the response.