US 12,456,342 B2
Kiosk-based systems and methods for direct deposit of coin and/or other cash value
Stephen M. Adams, Maple Valley, WA (US); and Rodney A. Robinson, Los Altos Hills, CA (US)
Assigned to Coinstar Assett Holdings, LLC, Bellevue, WA (US); and TabaPay, Inc., Mountain View, CA (US)
Appl. No. 17/998,229
Filed by Coinstar Asset Holdings, LLC, Bellevue, WA (US); and TabaPay, Inc., Mountain View, CA (US)
PCT Filed May 7, 2021, PCT No. PCT/US2021/031414
§ 371(c)(1), (2) Date Nov. 8, 2022,
PCT Pub. No. WO2021/226540, PCT Pub. Date Nov. 11, 2021.
Claims priority of provisional application 63/022,381, filed on May 8, 2020.
Prior Publication US 2023/0274622 A1, Aug. 31, 2023
Int. Cl. G06Q 40/00 (2023.01); G06Q 20/18 (2012.01); G07D 13/00 (2006.01); G07F 19/00 (2006.01)
CPC G07D 13/00 (2013.01) [G06Q 20/18 (2013.01); G07F 19/202 (2013.01)] 22 Claims
OG exemplary drawing
 
1. A consumer-operated kiosk, comprising:
a funds input portion for receiving coins and paper bills, wherein the funds input portion includes—
a tray configured to receive the coins, and
a bill acceptor configured to receive the paper bills;
a funds counting portion for determining a value of the coins and the paper bills received at the funds input portion, wherein the funds counting portion includes—
a coin discriminator configured to discriminate the coins received at the tray and count a total value of the coins, and
a bill counter configured to discriminate the paper bills received at the bill acceptor and count a total value of the paper bills;
a card reader configured to read information from a card; and
a user interface including a display;
wherein the consumer-operated kiosk is configured to:
receive funds from a user via the funds input portion, the funds including coins and paper bills;
determine a value associated with the funds received from the user via the funds counting portion;
read information from a bank card submitted by the user via the card reader;
in response to reading the information from the bank card, determine a financial institution associated with the bank card;
in response to determining the financial institution associated with the bank card, determine one or more transaction options available to the user for use of the value of the received funds, wherein—
if the financial institution is a first financial institution, a first set of one or more transaction options is available to the user, and
if the financial institution is a second financial institution, a second set of one or more transaction options is available to the user,
wherein (a) at least one transaction option of the first set is at least partially different than the transaction options of the second set, and/or (b) the at least one transaction option of the first set is associated with a user fee that is different than a user fee associated with a corresponding transaction option of the second set; and
display the one or more transaction options to the user via the user interface.