US 12,455,979 B2
Permission based information transfer based on internet of things (IoT) insights
George Albero, Charlotte, NC (US); Maharaj Mukherjee, Poughkeepsie, NY (US); Ariel Fontaine Hill, Arlington, VA (US); and Elijah John Clark, Charlotte, NC (US)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Jan. 16, 2024, as Appl. No. 18/413,483.
Prior Publication US 2025/0232056 A1, Jul. 17, 2025
Int. Cl. G06F 21/62 (2013.01)
CPC G06F 21/6245 (2013.01) 20 Claims
OG exemplary drawing
 
1. A computing device comprising:
at least one processor;
a communication interface communicatively coupled to the at least one processor; and
memory storing computer-readable instructions that, when executed by the at least one processor, cause the computing device to:
receive, from a plurality of internet of things (IoT) information sources, historical information associated with a user;
generate, based on the historical information, a user specific policy, wherein the user specific policy defines information distribution rules for the user indicating types of information for which permission is needed prior to automated distribution of the corresponding information;
receive, from an information collection system, a request for information;
identify whether or not the request for information requests personal information of the user; and
based on identifying that the request for information does request the personal information of the user:
identify whether or not the requested personal information violates the user specific policy, and
based on identifying that the requested personal information does not violate the user specific policy:
obscure the requested personal information, and
send, to the information collection system, the obscured personal information.