US 12,452,308 B2
Systems, methods, and apparatuses for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules in a distributed network
Saurabh Arora, Gurugram (IN); and Sandeep Kumar Chauhan, Miyapur Hyderabad (IN)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Apr. 27, 2023, as Appl. No. 18/140,064.
Prior Publication US 2024/0364741 A1, Oct. 31, 2024
Int. Cl. H04L 9/40 (2022.01); H04L 47/78 (2022.01)
CPC H04L 63/20 (2013.01) [H04L 47/781 (2013.01); H04L 63/0236 (2013.01)] 19 Claims
OG exemplary drawing
 
1. A system for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules, the system comprising:
a memory device with computer-readable program code stored thereon;
at least one processing device operatively coupled to the at least one memory device and the at least one communication device, wherein executing the computer-readable code is configured to cause the at least one processing device to perform the following operations:
identify a current resource transmission request from an initiator device;
generate a resource transmission category type for the current resource transmission request;
identify initiator device data associated with the initiator device, wherein the initiator device data comprises an initiator device identifier;
generate a distributed ledger associated with the initiator device, wherein the distributed ledger comprises the current resource transmission request;
identify at least one smart contract associated with the distributed ledger, wherein the at least one smart contract comprises at least one resource transmission category wherein the at least one smart contract is associated with at least one resource transmission entity, and wherein the at least one smart contract comprises a plurality of resource transmission categories;
generate, based on the at least one smart contract, a dynamic resource transmission rule tree, wherein the dynamic resource transmission rule tree comprises a current resource transmission request node associated with the current resource transmission request;
update the current resource transmission request node with at least one of an acceptable indicator or a hold indicator based on the at least one resource transmission category; and
allow, in an instance where the current resource transmission request node comprises the acceptable indicator, the current resource transmission request.