| CPC G07C 9/00309 (2013.01) [G06Q 20/352 (2013.01); G06Q 20/357 (2013.01); G06Q 20/40145 (2013.01); G07C 9/00571 (2013.01); G07C 9/00904 (2013.01); G07C 9/21 (2020.01); G07C 9/27 (2020.01); G07F 17/14 (2013.01); H04W 12/50 (2021.01); G07C 2009/00404 (2013.01); G07C 2009/00436 (2013.01); G07C 2009/00793 (2013.01); G07C 2009/00865 (2013.01); G07C 2209/08 (2013.01); H04W 12/04 (2013.01)] | 20 Claims |

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1. A transaction card comprising:
one or more antennas;
one or more processors;
non-transitory memory in communication with the one or more processors and storing instructions that, when executed, cause the one or more processors to perform the steps of:
receiving, via at least one of the one or more antennas from a mobile device, a first request;
generating a first response to the first request, the first response comprising first authentication data and function data comprising a profile of functions performable by the transaction card and location of files and data;
transmitting, via at least one of the one or more antennas, the first response to the mobile device;
receiving, via at least one of the one or more antennas from an electronic lock, a second request;
generating a second response to the second request, the second response comprising second authentication data; and
transmitting, via at least one of the one or more antennas, the second response to the electronic lock, wherein the second response causes the electronic lock to transition from a locked state to an unlocked state.
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