US 12,450,638 B2
Systems and methods for providing an enhanced analytical engine
Mithra Kosur Venuraju, Frisco, TX (US); Amit Ramit Deshpande, McKinney, TX (US); and Satish Chikkaveerappa, McKinney, TX (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 7, 2024, as Appl. No. 18/737,458.
Application 18/737,458 is a continuation of application No. 17/850,089, filed on Jun. 27, 2022, granted, now 12,008,616.
Application 17/850,089 is a continuation of application No. 17/018,928, filed on Sep. 11, 2020, granted, now 11,373,226, issued on Jun. 28, 2022.
Application 17/018,928 is a continuation of application No. 16/168,255, filed on Oct. 23, 2018, granted, now 10,776,840, issued on Sep. 15, 2020.
Prior Publication US 2024/0330997 A1, Oct. 3, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/00 (2023.01); G06Q 30/0601 (2023.01); G06Q 50/18 (2012.01); G06Q 10/20 (2023.01); G06Q 30/012 (2023.01)
CPC G06Q 30/0611 (2013.01) [G06Q 30/0631 (2013.01); G06Q 50/188 (2013.01); G06Q 10/20 (2013.01); G06Q 30/012 (2013.01)] 20 Claims
OG exemplary drawing
 
10. A method comprising:
receiving, via an interface of a vehicle system, a request associated with a user, the request comprising vehicle identification information of one or more vehicles;
identifying dealership information associated with one or more of the vehicles;
accessing historical vehicle purchase transaction data for the corresponding dealership, the historical vehicle purchase transaction data comprising vehicle information and overall negotiated price;
determining a suggested time window to purchase a vehicle type based on the historical vehicle purchase transaction data;
generating, based on the request and the historical vehicle purchase transaction data, a proposed offer package for the one or more vehicles, each proposed offer package comprising the suggested time window and an associated overall price including one or more addons of one or more potential addons and a payment price within a threshold of a desired monthly payment or overall purchase price;
determining, for each proposed offer package, a first respective likelihood of success metric representing a first likelihood that the proposed offer package will be accepted by the corresponding dealership system by comparing the proposed offer package with the historical vehicle purchase transaction data; and
providing, to the user, via the interface of the vehicle system, each generated proposed offer package and the first respective likelihood of success metric.