US 12,120,510 B2
Methods and systems for facilitating variable authentication of users on mobile devices
Negar Kalbasi, Washington, DC (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 14, 2023, as Appl. No. 18/335,120.
Application 18/335,120 is a continuation of application No. 17/482,289, filed on Sep. 22, 2021, granted, now 11,711,690.
Prior Publication US 2023/0328521 A1, Oct. 12, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04W 12/06 (2021.01); H04W 4/02 (2018.01); H04W 4/029 (2018.01)
CPC H04W 12/06 (2013.01) [H04W 4/027 (2013.01); H04W 4/029 (2018.02)] 20 Claims
OG exemplary drawing
 
1. A mobile device for facilitating variable authentication of users based on current and historical physical movement of the mobile device at geographic locations and during predetermined time intervals while maintaining user privacy, the mobile device comprising:
memory configured to store a prediction model and historical user motion data;
control circuitry configured to:
retrieve current motion data corresponding to a user, the current motion data comprising current mobile device physical sensor data including current (i) accelerometer sensor data, (ii) gyroscope sensor data, (iii) photo sensor data, (iv) rotational vector sensor data, or (iv) geolocation sensor data;
retrieve historical motion data corresponding to the user, the historical motion data comprising historical mobile device physical sensor data including historical (i) accelerometer sensor data, (ii) gyroscope sensor data, (iii) photo sensor data, (iv) rotational vector sensor data, or (iv) geolocation sensor data;
determine a risk level based on inputting the current motion data corresponding to the user and the historical motion data corresponding to the user into the prediction model, wherein the risk level indicates a likelihood of a security threat corresponding to the user;
determine a current level of mobile device security;
determine, based on the risk level and the current level of mobile device security, an adjustment of mobile device security, wherein the adjustment of mobile device security is (i) increased based on the risk level being greater than the predetermined threshold value and (ii) decreased based on the risk level being less than the predetermined threshold value; and
I/O circuitry configured to display a security prompt corresponding to the adjustment of mobile device security, wherein a user action causes authentication of the user.