US 12,118,532 B2
Online mobile payment system and method using a server between the personal comuter and the mobile payment device
Jack Shauh, San Diego, CA (US); and Sami Rishmawi, Encinitas, CA (US)
Assigned to VRAY INC., San Diego, CA (US)
Filed by Jack Shauh, San Diego, CA (US); and Sami Rishmawi, Encinitas, CA (US)
Filed on May 3, 2017, as Appl. No. 15/585,962.
Claims priority of provisional application 62/308,196, filed on Mar. 14, 2016.
Prior Publication US 2018/0144332 A1, May 24, 2018
Int. Cl. G06Q 40/00 (2023.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/325 (2013.01) [G06Q 20/322 (2013.01); G06Q 20/401 (2013.01)] 14 Claims
OG exemplary drawing
 
1. A mobile payment system comprising:
a web browsing capable device in communication with a world wide web to make purchases online at an online store, the web browsing capable device not having mobile payment capability and not having usable securely stored payment information;
a server connected to the web browsing capable device;
a mobile payment device includes a mobile payment capability having a secure element or emulation software to emulate a secure element securely storing payment information, the mobile payment device connected to the web browsing capable device through the server to provide payment for the online purchase;
the mobile payment device associated with the web browsing capable device by a mobile identity; and
wherein the online store is connected to a payment network to exchange payment messages therewith upon receiving an authorization request from the mobile device through the web browsing capable device.