US 12,443,949 B2
Data security for transactions with secure offer system
Deborah Bernert, Stamford, CT (US); Taylor Young, Stamford, CT (US); Jonathan M. Schmidt, Stamford, CT (US); Gregory Schultz, Stamford, CT (US); Jay Neidermeyer, Stamford, CT (US); Craig Urbansky, Stamford, CT (US); Viveka Vardhan Ravi, Stamford, CT (US); and Tushar Divecha, Stamford, CT (US)
Assigned to Synchrony Bank, Stamford, CT (US)
Filed by Synchrony Bank, Stamford, CT (US)
Filed on Dec. 8, 2023, as Appl. No. 18/533,854.
Application 18/533,854 is a continuation of application No. 17/378,069, filed on Jul. 16, 2021, granted, now 11,880,834.
Claims priority of provisional application 63/053,479, filed on Jul. 17, 2020.
Prior Publication US 2024/0202717 A1, Jun. 20, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0207 (2023.01)
CPC G06Q 20/387 (2013.01) [G06Q 20/401 (2013.01); G06Q 30/0239 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, at an account security system including a memory and one or more processors, a checkout communication associated with a secure transaction, wherein the checkout communication includes data describing a validated checkout system of a merchant system, and wherein the checkout communication does not include a purchase promotion option;
automatically transmitting a client token in real-time in response to an authentication that the checkout communication is from the validated checkout system, wherein when the client token is received at a client device, the client token is used to verify the merchant system;
receiving an account communication including the client token and secure client information, wherein the secure client information is not received from the merchant system, wherein the account communication is received via a first modal being opened on the client device, and wherein the first modal facilitates a secure communication channel with the account security system;
dynamically selecting a plurality of promotion options based on the account communication;
automatically transmitting the plurality of promotion options associated with the secure transaction in response to the account communication, wherein when the promotion options are received by the client device, the promotion options are presented on a second modal distinct from the first modal, and wherein the second modal is positioned on top of the first modal; and
receiving, via the second modal, a promotion selection for the secure transaction, wherein the promotion selection is not received from the merchant system.