US 12,443,948 B2
Network data management and data security
Taylor Young, Stamford, CT (US); and Chris Otten, Stamford, CT (US)
Assigned to Synchrony Bank, Stamford, CT (US)
Filed by Synchrony Bank, Stamford, CT (US)
Filed on Apr. 5, 2024, as Appl. No. 18/627,857.
Application 18/627,857 is a continuation of application No. 18/166,705, filed on Feb. 9, 2023, granted, now 11,978,047.
Application 18/166,705 is a continuation of application No. 17/400,343, filed on Aug. 12, 2021, granted, now 11,615,412, issued on Mar. 28, 2023.
Application 17/400,343 is a continuation of application No. 17/220,154, filed on Apr. 1, 2021, granted, now 11,138,599, issued on Oct. 5, 2021.
Claims priority of provisional application 63/003,797, filed on Apr. 1, 2020.
Prior Publication US 2024/0394694 A1, Nov. 28, 2024
Int. Cl. G06Q 20/38 (2012.01); G06F 16/955 (2019.01); G06K 7/14 (2006.01); H04W 12/06 (2021.01); H04W 12/65 (2021.01)
CPC G06Q 20/385 (2013.01) [G06F 16/955 (2019.01); G06K 7/1417 (2013.01); H04W 12/068 (2021.01); H04W 12/65 (2021.01)] 17 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, at a server system, request data, wherein the request data includes personal identifying information for an originating device, and wherein the request data is further associated with a user device;
generating a one-time link using the personal identifying information and a network location, wherein the one-time link is tokenized to prevent sharing of the one-time link, wherein the one-time link uses a token;
transmitting the one-time link;
establishing, at the network location using the server system, a secure channel associated with the one-time link;
receiving application data in response to the one-time link;
generating decision data in response to receiving the application data;
transmitting the decision data;
using the token; and
preventing an additional use of the token subsequent to the use of the token.