US 12,443,941 B2
Trust-based application to application connectivity
Sudheendranath R. Bhatt, Bangalore (IN); Ramanathan Ramanathan, Bellevue, WA (US); Sai Krishna Madhavi Chitta, Secunderabad (IN); Rahul N. Jain, Hyderabad (IN); Pradeep R. Kumar, Bangalore (IN); Rameshchandra Bhaskar Ketharaju, Hyderabad (IN); and Mushnuri Veera Venkata Kiran Kumar, Hyderabad (IN)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Mar. 27, 2024, as Appl. No. 18/618,751.
Application 18/331,510 is a division of application No. 15/830,547, filed on Dec. 4, 2017, granted, now 11,748,743, issued on Sep. 5, 2023.
Application 18/618,751 is a continuation of application No. 18/331,510, filed on Jun. 8, 2023, granted, now 11,978,039.
Application 15/830,547 is a continuation in part of application No. 15/830,377, filed on Dec. 4, 2017, granted, now 11,775,672, issued on Oct. 3, 2023.
Prior Publication US 2024/0242202 A1, Jul. 18, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/36 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 50/00 (2024.01); H04L 9/40 (2022.01); G06F 21/62 (2013.01)
CPC G06Q 20/36 (2013.01) [G06Q 20/12 (2013.01); G06Q 20/325 (2013.01); G06Q 20/4014 (2013.01); G06Q 50/01 (2013.01); H04L 63/0428 (2013.01); G06F 21/6245 (2013.01); G06Q 20/4012 (2013.01); H04L 2463/102 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for enabling secured transactions between wallet networks and ecommerce applications, the method comprising:
receiving, by a communication component of a mobile wallet server over a network from a remote user device, a wallet network initiation request indicating a wallet network and the remote user device, wherein the remote user device comprises an operating system extension;
receiving, by the communication component over the network from the operating system extension, a social network indication indicating one or more social network applications of the remote user device;
transmitting, by the communication component over the network to the operating system extension, a match indication indicating one or more registered user devices of the wallet network;
receiving, by the communication component over the network from the operating system extension, an invite acceptance indication indicating an accepting user device of the one or more registered user devices, wherein the invite acceptance indication is received in response to an invitation sent by the operating system extension of the remote user device to the one or more registered user devices of the wallet network and at least one of the one or more social network applications of the remote user device;
initiating, by a processing component of the mobile wallet server, an initial rule set comprising an established trust level that permits a secured transaction to proceed that is applied to the accepting user device; and
causing performance, by the processing component, of a backend process by a mobile wallet network.