US 12,443,928 B2
Multi-capture for remote deposit via video
Alan W. Hecht, San Francisco, CA (US); Frank Henry Filippini, Palm Desert, CA (US); and Matthew Evan Greber, Corte Madera, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on May 16, 2023, as Appl. No. 18/318,186.
Prior Publication US 2024/0386398 A1, Nov. 21, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/04 (2012.01); G06T 7/00 (2017.01); G06T 7/60 (2017.01); G06T 7/62 (2017.01); G06T 7/70 (2017.01); G06V 10/44 (2022.01)
CPC G06Q 20/042 (2013.01) [G06T 7/0002 (2013.01); G06T 7/60 (2013.01); G06T 7/62 (2017.01); G06T 7/70 (2017.01); G06V 10/44 (2022.01); G06T 2207/30168 (2013.01)] 23 Claims
OG exemplary drawing
 
1. A method comprising:
capturing, at a user device, a first video of a first side of each of a plurality of checks;
determining that the first side of each check captured in the first video satisfies a quality metric;
outputting a notification to the user device based on the determination, the notification requesting each of the plurality of checks be flipped to a second side;
capturing, at the user device, a second video of the second side of each of the plurality of checks;
determining that the second video of the second side of each of the plurality of checks satisfies the quality metric;
extracting a first set of respective individual images of the first side of each check of the plurality of checks from the first video;
extracting a second set of respective individual images of the second side of each check of the plurality of checks from the second video;
comparing, using processing circuitry of the user device, geometrical features of the first side of each of the plurality of checks as represented in the first set of respective individual images to geometrical features of the second side of each of the plurality of checks as represented in the second set of respective individual images, the geometrical features including at least one of a size of a check, a fold, a tear, a stain, or a crease;
based on the comparison, selecting, for each image from the first set of respective individual images, a corresponding image from the second set of respective individual images to form a plurality of pairs of images, each pair of images of the plurality of pairs of images representing a single check of the plurality of checks; and
outputting, from the user device, the plurality of pairs of images.