US 12,111,911 B2
Systems and methods for authenticating user information
Romulus Lucic, Toronto (CA)
Assigned to BANK OF MONTREAL, Toronto (CA)
Filed by BANK OF MONTREAL, Toronto (CA)
Filed on Aug. 2, 2022, as Appl. No. 17/816,895.
Application 17/816,895 is a continuation of application No. 16/733,706, filed on Jan. 3, 2020, granted, now 11,403,387.
Claims priority of provisional application 62/788,586, filed on Jan. 4, 2019.
Prior Publication US 2022/0377075 A1, Nov. 24, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/45 (2013.01); G06F 16/951 (2019.01); G06F 16/958 (2019.01); H04L 9/40 (2022.01); G06F 40/174 (2020.01)
CPC G06F 21/45 (2013.01) [G06F 16/951 (2019.01); G06F 16/958 (2019.01); H04L 63/0884 (2013.01); H04L 63/102 (2013.01); G06F 40/174 (2020.01); G06F 2221/2115 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a server via an electronic form displayed on an electronic device, a plurality of inputs and a request to generate a first electronic profile associated with a user;
causing, by the server, a third-party authentication website to generate a second electronic profile associated with the user by:
transmitting, by the server, at least one input received via the electronic form to at least one corresponding input field within the third-party authentication website; and
transmitting, by the server, a first instruction to cause the third-party authentication website to generate the second electronic profile, wherein the third-party authentication website generates an authentication score for the user based on the second electronic profile;
upon the authentication score satisfying a threshold value, generating, by the server, the first electronic profile; and
while the electronic form is presented on the electronic device, instructing, by the server, the third-party authentication website to deactivate the second electronic profile.