CPC G06Q 20/4016 (2013.01) [G06N 20/00 (2019.01); H04W 4/029 (2018.02)] | 20 Claims |
1. A system for locally freezing accounts in geographic or digital spaces based on detected patterns comprising:
at least one processor; and
at least one non-transitory computer readable medium containing instructions that, when executed by the at least one processor, cause the at least one processor to perform operations comprising:
detecting fraud data associated with a first user account, wherein the fraud data includes a location where a fraud associated with the first user account has occurred, and wherein the location comprises at least one of a digital location or a geographical location;
generating a pattern of fraud based on the fraud data;
determining a geodigital area for a localized account freeze based on the pattern of fraud;
retrieving a pattern of use associated with a second user account;
performing a first localized account freeze on the first user account in the geodigital area based on the pattern of fraud; and
performing a second localized account freeze on the second user account in the geodigital area based on the pattern of use.
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