US 12,437,865 B2
Systems and methods for home health evaluation and remediation
Nicholas Carmelo Marotta, Phoenix, AZ (US); Austin Rowley, Mesa, AZ (US); Michael Scott Harrison, Chandler, AZ (US); Jared Wheet, Mesa, AZ (US); Cathy Jo Roth, San Tan Valley, AZ (US); Matthew Megyese, Phoenix, AZ (US); J D Johnson Willingham, Bloomington, IL (US); Laura Anne Uphoff, Gilbert, AZ (US); Paul Bates, Mesa, AZ (US); and Stacee Madsen, Mesa, AZ (US)
Assigned to State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed by State Farm Mutual Automobile Insurance Company, Bloomington, IL (US)
Filed on Jul. 8, 2021, as Appl. No. 17/370,790.
Claims priority of provisional application 63/056,359, filed on Jul. 24, 2020.
Claims priority of provisional application 63/049,942, filed on Jul. 9, 2020.
Prior Publication US 2022/0012999 A1, Jan. 13, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G16H 40/60 (2018.01); G01R 19/165 (2006.01); G01R 22/06 (2006.01); G06Q 40/08 (2012.01); G08B 21/18 (2006.01); H02J 13/00 (2006.01)
CPC G16H 40/60 (2018.01) [G01R 19/1659 (2013.01); G01R 22/068 (2013.01); G06Q 40/08 (2013.01); G08B 21/185 (2013.01); H02J 13/00006 (2020.01)] 20 Claims
OG exemplary drawing
 
1. A computer system for evaluating aspects of health of a residential property, the computer system comprising:
one or more smart devices installed within the residential property;
an internal home health controller installed within the residential property, the internal home health controller is configured to receive internal home health data from the one or more smart devices via a home network, the internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; and
a remote system server configured to communicate with the internal home health controller and one or more external data sources outside the residential property via an external network, the remote system server comprising one or more processors programmed to:
receive a first element of internal home health data from the internal home health controller, the first element of internal home health data including detected power aberrations resulting from an electrical fault, the detected power aberrations detected by a circuit sensor of the one or more smart devices configured to capture performance metrics on an electrical circuit of the residential property;
determine a safety score for the residential property based at least in part on the first element of internal home health data, the safety score representing a measure of safety of the residential property;
receive a first element of external data from the one or more external data sources, the first element of external data relating to power quality for a geographical region of the residential property;
determine a home health score for the residential property based at least in part on of first element of internal home health data provided by the one or more smart devices and the first element of external data from the one or more external data sources, the home health score representing a measure of health of the residential property; and
cause to be displayed, to a homeowner of the residential property via a graphical user interface, a home health evaluation that includes the safety score and the home health score for the residential property.