US 12,437,282 B2
Processing payment transactions without a secure element
Sarel Kobus Jooste, Novato, CA (US)
Assigned to GOOGLE LLC, Mountain View, CA (US)
Filed by Google LLC, Mountain View, CA (US)
Filed on Jun. 5, 2023, as Appl. No. 18/329,315.
Application 18/329,315 is a continuation of application No. 17/351,763, filed on Jun. 18, 2021, granted, now 11,704,645.
Application 17/351,763 is a continuation of application No. 16/853,344, filed on Apr. 20, 2020, granted, now 11,042,861, issued on Jun. 22, 2021.
Application 16/853,344 is a continuation of application No. 15/967,503, filed on Apr. 30, 2018, granted, now 10,628,817, issued on Apr. 21, 2020.
Application 15/967,503 is a continuation of application No. 14/918,536, filed on Oct. 20, 2015, granted, now 9,984,360.
Application 14/918,536 is a continuation of application No. 13/859,725, filed on Apr. 9, 2013, granted, now 9,171,302, issued on Oct. 27, 2015.
Claims priority of provisional application 61/635,277, filed on Apr. 18, 2012.
Prior Publication US 2024/0013182 A1, Jan. 11, 2024
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/202 (2013.01) [G06Q 20/3278 (2013.01); G06Q 20/363 (2013.01); G06Q 20/40 (2013.01)] 27 Claims
OG exemplary drawing
 
1. A computer-implemented method to process payment transactions without accessing secure memories, comprising: receiving, by a mobile computing device and from a merchant system computing device, a request for a payment processing response; converting, by the mobile computing device, the request for the payment processing response to a request readable by a non-secure memory processor of the mobile computing device; generating, by the non-secure memory processor of the mobile computing device, a response to the request for the payment processing response that is identifiable by the merchant system as a payment response generated by a secure memory processor; and transmitting, by the mobile computing device, the response to the request for the payment processing response to the merchant system computing device.