US 12,437,048 B2
Systems and methods for healthcare ID
Dan A. Durbin, O'Fallon, MO (US); Shawn J. Mehrhoff, Saint Ann, MO (US); and David Vorhies, Saint Charles, MO (US)
Assigned to Mastercard International Incorporated, Purchase, NY (US)
Filed by Mastercard International Incorporated, Purchase, NY (US)
Filed on Aug. 30, 2023, as Appl. No. 18/458,805.
Prior Publication US 2025/0077636 A1, Mar. 6, 2025
Int. Cl. G06F 21/32 (2013.01); G06F 21/45 (2013.01); G06F 21/60 (2013.01)
CPC G06F 21/32 (2013.01) [G06F 21/45 (2013.01); G06F 21/602 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for use in managing a digital identity of a user, the system comprising:
a user computing device associated with the user, the user computing device comprising a display, a photographic element, a first memory device, and a first processor in communication with the first memory device, the first processor configured to:
provide to the user, an option to setup a digital identity on the user computing device;
present, on the display, an instruction requesting that the user scan an image of a physical document associated with the user, wherein the physical document includes personal identifying information (PII) of the user;
capture, by the photographic element, an image of the physical document;
capture a biometric of the user;
transmit the captured image of the physical document and the captured biometric to an identity provider computing device, thereby permitting the identity provider to verify the user based on the captured image of the physical document and the captured biometric;
receive, from the identity provider computing device, a digital identity token that functions as evidence of the identity of the user;
transmit, to a financial institution computing device, a request to link a financial account of the user to the digital identity token;
receive, from the financial institution computing device, a billing link identifier; and
store the digital identity token and the billing link identifier in a personal data store in the first memory device.