receive, from an originating user or entity, a data transmission, wherein the data transmission is a transmission of currency;

extract, from the data transmission, a destination identifier and a primary data format, wherein the destination identifier identifies comprises at least one account number and a destination zip code and the destination identifier associated with a beneficiary a secondary data format, wherein the secondary data format comprises a destination currency, and wherein the primary data format comprises an originating currency;

determine the destination identifier is an approved destination identifier, wherein determining the destination identifier is an approved destination identifier comprises querying a data repository of blocked destination identifiers and determining the destination identifier is not associated with any of the blocked destination identifiers;

compare the approved destination identifier to a plurality of reference patterns, wherein each reference pattern is associated with a set of known identifiers including exclusion values and inclusion values;

identify the destination identifier not matching at least one set of the inclusion values or the destination identifier matching at least one set of the exclusion values; and

convert, based on an output of a machine learning engine, the primary data format to the secondary data format, wherein the output of the machine learning engine further comprises identifying a match of the destination identifier to a downstream edge point from a plurality of known downstream edge points, wherein the downstream edge point comprises a country code and at least one destination identifier associated with the beneficiary.